Before Personal Finance Tween (Ages 8-12) Curriculum

💡 The First Step Toward a Bright Financial Future

Before Personal Finance is designed for late elementary students (Ages 8-12) and introduces foundational money concepts—spending, saving, investing, and borrowing—in a way that’s imaginative, hands-on, and fun.

Across 10 engaging lessons, students guide their avatar, Future You, through life from ages 13 to 22, making real financial choices along the way. From budgeting for snacks and clothes to saving for travel and buying a car, each lesson brings personal finance to life. To keep things exciting, students spin a wheel to reveal financial twists that shape their journey—turning each lesson into a unique and memorable experience.

📦 What You Get With Your Purchase

• Full-Color 150-Page Student Workbook
• Everything your student needs is in the workbook—no video teaching required. 🔗 Take a look inside HERE
• Free Teacher Materials
• Includes a short “how to” video, answer keys, activity resources, and more—all provided at no extra cost through our class website (URL included inside the workbook). Access does not expire.